Ira 2025 Contribution Limit Irs. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024. Section 415 of the internal revenue code (“code”) provides for limitations on benefits and contributions under qualified retirement plans.
Key changes for 2025 retirement plan contribution limits. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.